We bring together the entire stack from credit risk assessment to disbursement to compliance and portfolio tracking in one low code platform. While you focus on your business, we focus on growing it with contextual, embedded financial services.
Customer-facing digital business
FinBox lending stack
Lenders
Think of us as an almost invisible layer between a business and a financial service provider - the one with the underlying infrastructure railroads that transform a business into a digital credit enabler.
in-context credit offerings through a simple, yet powerful integration. Our collection of customizable mobile UI SDK and APIs comes with integration videos, sandbox, and priority support to enable go-live within a week.
how much to lend and to whom, through our proprietary risk engine, benchmarked on 16 million customers across India and trained on billions of data points for precise credit evaluation.
customized credit within minutes and at the point of demand creation to acquire new customers, increase retention, and generate new sources of revenue.
Instant approval and activation
Credit sanctioned immediately through a fully digital process, withdrawals too are instant
Flexible repayment
Bullet repayment or monthly installment-based repayment options with flexible tenures
Tailored credit products
Offer credit lines, Buy now pay later, overdrafts or term loans based on your customer segment
Our proprietary intelligence engine - built on billions of data points and 16 million NTC profiles.
Ensures your borrowers receive the credit they need, when they need it, and on terms that work for all parties involved.
easy-to-integrate infrastructure.
FinBox APIs are designed by engineers in collaboration with experts from financial institutions. Our focus on developer tools ensures that all the complexity is shielded from developers, enabling them to become productive quickly using our thoughtful abstractions.
Plugins and SDKs
We offer SDKs and APIs for Android, Web and rich server side libraries for multiple stacks.
Plugins and SDKs
We offer SDKs and APIs for Android, Web and rich server side libraries for multiple stacks.
FinBox’s proven artificial intelligence and machine learning-powered underwriting capability enables us to extend credit even to MSMEs with thin-to-no credit history. We are launching multiple new-age credit products for the retailer and MSME space through the FinBox Embedded Finance Platform.
Sanjeev Srivastava
Chief Risk Officer,
IIFL
The credit risk model and the full suit of technology that the finbox offer to us is enabling HCIN to serve much wider range of customer which without this support won’t be able to get the loan granted
Ondrej Chochola
Chief Data Officer,
Homecredit India